Deliver modern financial services from onboarding to transactions seamlessly within your mobile app using Monielink’s Super SDK.
Powerful Neobank Platform for Banks & Fintechs
One Platform. Multiple Retail Banking Services.
Digital Account Onboarding & Management process with integrated KYC and soft-token authentication.
Instant Card Issuance for virtual debit, credit, and prepaid cards via SDK
NUBAN Account Linking to verified mobile numbers for easy fund transfers
Unified Payment Platform including QR payments, bank transfers, inflows, and merchant payment collections
Build a powerful, multi-currency digital wallet ecosystem that connects consumers and merchants with seamless payments, security, and scale.
Digital Accounts for Individuals & Businesses
Loan Accounts & Credit lifecycle Management
Pre-paid & Credit Card Accounts
Rewards & Redemption Accounts
All-in-One Wallet Infrastructure for Cards, Lending & Rewards
Digital Accounts
Pre-paid Cards Accounts
Credit Card Accounts
Loan Accounts
Reward Account
Redemption Account
Fund Transfers
Digital Payments
Collect payments / Settlements
Load Money
Spends
Card Controls
Card Statements
Card Statement
Limit Management
Collection of Delinquent Amounts
Card Controls
Spends
Repayments
Loan Repayments
Loan Disbursement
Collection of Delinquent Amount
Loan Statements
Reward Points account Statement
Tailored Loyalty Program
Earn Reward Points
Usage of Redeemed Amount
Redeem Reward Points
Creating Lasting Value, Together
Nigeria’s retail banking income per user is just $33 — far behind India ($350), China ($750), and the U.S. ($4,500). By 2030, it’s projected to rise to $200.
Over 40 MN Unbanked Nigerian Adults are likely to start banking by 2030b.
Average cross selling ratio of banks is likely to increase from 1.6 to 3.4 by 2030 .
Explore Other Products
- Digital Merchant Onboarding
- Interoperable QR
- Static QR Codes
- Dynamic QR Codes
- Payment Collection Account
- Instant Settlement
- Digital Merchant Onboarding
- Soft-POS
- POS Terminals
- Payment Collection Account
- Instant Settlement
- Credit Origination
- Credit Disbursement
- Credit lifecycle Management
- Repayments
- Due & Delinquent Amount Collections
- GSI Collection automation
- Dual Transaction Service
- Virtual Credit Cards
- Credit Card Portfolio Management
- Collections & Repayments
- KYC Management
- Liveness Detection
- Facial Recognition
- Business Verification
- Address Verification
- Soft – Token issuance for 2FA
- Tailored Reward Program
- Reward Point Account
- Reward Redemption Accounts
- Usage of Redeemed value
Frequently Asked Questions
Balance allows partners to issue digital wallets and NUBAN-linked accounts directly from their app. Each user gets a virtual account mapped to their mobile number, enabling inflows, transfers, payments, and airtime top-up. All accounts are KYC-compliant and linked to a configurable ledger, with support for both consumer and merchant use cases.
Power Your Digital Banking Experience
The Monielink Super SDK platform empowers Banks & Fintechs to grow revenue from retail products by up 6X to while significantly accelerating customer acquisition.