Everything you need to launch and grow digital financial services - digital banking, cards, payments, lending, compliance, and more through one powerful platform.
Powerful Neobank Platform for Banks & Fintechs
Digital Accounts
Monielink Account Management Platform supports all possible use-cases that our Partners may require to offer & manage Digital Accounts, Credit & Pre-paid card accounts, Loan Accounts & accounts for managing rewards & redemption . Monielink’s SDK simplifies front-end integration while ensuring secure, fast back-end processing.
Digital Accounts
Prepaid & Credit Card Accounts
Loan Accounts
Rewards & Redemption Accounts
Build a powerful, multi-currency digital wallet or account ecosystem that connects consumers and merchants with seamless payments, security, and scale.
Creating Lasting Value, Together
Balance Wallet & Account Management System supports diverse use cases across digital payments, card transactions, lending, and loyalty, all from one powerful, unified platform.
Automate your KYC process with AIpowered verification for faster onboarding, lower costs, and stronger fraud prevention. With Verifyed Authenticator, enhance user security through seamless SaaS-based twofactor authentication, all built to scale with your operations.
Boost digital adoption with Reward+ - a tailored loyalty program that credits usagebased points to a dedicated rewards account. Customers can earn, track and redeem their points directly from your app via our integrated SDK
Offer instant virtual cards (Debit, Credit & Prepaid forms) for both online and offline transactions. With our Universal Instacard solution, multiple virtual cards can be securely accessed through a single physical card delivering convenience, control, and a seamless payment experience.
SnapCred is a cloud-based lending platform that supports the full lifecycle of credit products from instant origination and disbursement to loan management and collection services that include due and delinquent payments as well as multi-bank collections.
All-in-one Digital Account Management solution supported with digital KYC management & Soft-Token authentication security
Explore More of our solutions
Merchant Acquiring
We support you with the tools and infrastructure to onboard merchants instantly, accept all major payment types, and manage terminals from a single, secure dashboard.
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Card Issuing
We equip you to issue virtual cards (debit, credit, or prepaid forms) instantly. Users can make make online & contactless payments using our SDK besides linking multiple virtual cards to a single physical Universal Card for making offline payments
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Digital Lending
We help you build and scale profitable lending portfolio. From credit card issuance to loan disbursement and recovery, all managed on a compliant, cloudbased system.
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Dual Transaction Service
With our patented Dual Transaction Service, you can offer instant credit card access through existing debit cards. No new plastic required. Drive engagement and grow income with ease.
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KYC Management
We make identity verification effortless with AI-driven facial recognition, liveness detection, and two-factor authentication, helping you onboard users securely and at scale.
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Loyalty Management
We enable you to design, launch, and manage custom loyalty programs that reward usage, increase customer engagement, and deliver real-time visibility into earned points.
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Frequently Asked Questions
Our Digital Account platform “Balance” supports all use cases that may be required for Banks & FinTechs to offer retail products for digital banking, issuing credit & pre-paid cards, managing Loan Accounts & offering a customized loyalty management program. Balance offers customers digital accounts to manage a range of services, enabling them to view account statements with detailed transaction histories and other relevant information
Power Your Digital Banking Experience
The Monielink Super SDK platform empowers Banks & Fintechs to grow revenue from retail products by up 6X to while significantly accelerating customer acquisition.