Powerful Neobank Platform for Banks & Fintechs

Seamless Merchant Onboarding

Effortlessly integrate the Monielink SDK into your mobile app for seamless merchant onboarding. Equip merchants with an interoperable QR code for digital payments, along with access to the Soft-POS feature, turning NFC-enabled mobile phones into POS terminals, allowing them to accept contactless card payments in addition to using traditional POS devices

Merchant Acquiring

Monielink's Merchant Acquiring solution not only enables digital onboarding of merchants for payment collection into a dedicated Digital Account, but also provides them with an interoperable QR code and Soft-POS solution for accepting both digital and card payments, alongside traditional POS terminals. Additionally, Monielink processes acquired transactions to confirm their status to merchants, while managing the settlement process. Merchants can track collections and settlements using the comprehensive dashboards and account statement features available through the Monielink SDK

Seamless Merchant Onboarding

Digital Account for collection of Payments

Accept payments using QR Code, Soft-POS solution & POS terminals

Transaction processing & Settlement

Empowering Banks and FinTechs with a comprehensive end-to-end Merchant Acquiring Solution for merchant onboarding, as well as the acquisition, processing, and settlement of digital and card payments into a dedicated digital collection account

Creating Lasting Value, Together

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Monielink creates a Payment Collection Account for each onboarded merchant, hosted on a dedicated instance of the Balance Digital Account System, tailored for our partner Banks and FinTechs.

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Enabling Digital Payments via interoperable QR codes issued to merchants through a Seamless & Digital onboarding process. Customers can scan these QR codes using their Mobile Banking apps for making instant payments from their Bank Accounts.

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Merchants can start collecting contactless Card payments using Soft-POS functionality on Partner’s Mobile App (using NFC enabled Android Phones) integrated with our our SDK. Merchants can also request for issuance of a POS Terminals.

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Boost digital adoption with Reward+ - a tailored loyalty program that credits usage-based points to a dedicated rewards account. Merchants can earn, track and redeem their points directly from your app via our integrated SDK.

All-in-one Merchant Acquiring Solution for seamless merchant onboarding, enabling digital and card payments with instant settlement

Explore More of our solutions

Digital Account

Monielink powers you to build a full-featured digital account ecosystem for offering Digital Banking & all use cases of account management for Credit & Pre-paid card, Loan and Reward accounts.

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Card Issuing

We equip you to issue virtual cards (debit, credit, or prepaid forms) instantly. Users can make make online & contactless payments using our SDK besides linking multiple virtual cards to a single physical Universal Card for making offline payments

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Digital Lending

We help you build and scale profitable lending portfolio. From credit card issuance to loan disbursement and recovery — all managed on a compliant, cloud-based system.

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Dual Transaction Service

With our patented Dual Transaction Service, you can offer instant credit card access through existing debit cards — no new plastic required. Drive engagement and grow income with ease.

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KYC Management

We make identity verification effortless with AI-driven facial recognition, liveness detection, and two-factor authentication — helping you onboard users securely and at scale.

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Loyalty Management

We enable you to design, launch, and manage custom loyalty programs that reward usage, increase customer engagement, and deliver real-time visibility into earned points.

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Frequently Asked Questions

Our Digital Account platform “Balance” supports all use cases that may be required for Banks & FinTechs to offer retail products for digital banking, issuing credit & pre-paid cards, managing Loan Accounts & offering a customized loyalty management program. Balance offers customers digital accounts to manage a range of services, enabling them to view account statements with detailed transaction histories and other relevant information

Power Your Digital Banking Experience

The Monielink Super SDK platform empowers Banks & Fintechs to grow revenue from retail products by up 6X to while significantly accelerating customer acquisition.