Powerful Neobank Platform for Banks & Fintechs

Scalable Digital Lending for Real-Time Credit

Monielink enables end-to-end loan and credit card management, helping lenders Create & Grow Profitable Portfolios through a complete cloud-based ecosystem

Talk to an expert
Talk to an expert
Home
slashSolutions
slashDigital Lending

Digital Lending

Our cloud-based loan management system enables lenders to Instantly Originate and Disburse / Issue loans & credit cards, Manage them throughout their lifecycle, and collect both due and delinquent payments from customers’ bank accounts across multiple banks.

Credit Origination with instant under-writing based on customized rules

Credit Disbursement with instant & work-flow based approval process

Loan Management over the lifecycle of Credit Products

Collection services for due & delinquent payments as well as multi-bank collections

Providing comprehensive Credit Management throughout the entire lifecycle of a credit product.

Creating Lasting Value, Together

products-logo

Balance Wallet & Account Management System supports diverse use cases across digital payments, card transactions, lending, and loyalty - all from one powerful, unified platform.

products-logo

SnapCred is a cloud-based lending platform that supports the full lifecycle of credit products — from instant origination and disbursement to loan management and collection services that include due and delinquent payments as well as multi-bank collections,

A complete cloud-based ecosystem that enables full-spectrum loan and credit card management, helping lenders grow profitable portfolios

Explore More of our solutions

Digital Account

Monielink powers you to build a full-featured digital account ecosystem for offering Digital Banking & all use cases of account management for Credit & Pre-paid card, Loan and Reward accounts.

Know More

Merchant Acquiring

We support you with the tools and infrastructure to onboard merchants instantly, accept all major payment types, and manage terminals from a single, secure dashboard.

Know More

Card Issuing

We equip you to issue virtual cards (debit, credit, or prepaid forms) instantly. Users can make make online & contactless payments using our SDK besides linking multiple virtual cards to a single physical Universal Card for making offline payments.

Know More

Dual Transaction Service

With our patented Dual Transaction Service, you can offer instant credit card access through existing debit cards — no new plastic required. Drive engagement and grow income with ease.

Know More

KYC Management

We make identity verification effortless with AI-driven facial recognition, liveness detection, and two-factor authentication — helping you onboard users securely and at scale.

Know More

Loyalty Management

We enable you to design, launch, and manage custom loyalty programs that reward usage, increase customer engagement, and deliver real-time visibility into earned points.

Know More

Frequently Asked Questions

Our digital lending platform, “SnapCred,” is a comprehensive cloud-based ecosystem designed for end-to-end management of loans and credit cards. It empowers lenders to build and scale profitable portfolios by enabling instant origination and disbursement/issuance, full lifecycle management, and efficient collection of due and delinquent payments directly from customers’ bank accounts across multiple banks.

Power Your Digital Banking Experience

The Monielink Super SDK platform empowers Banks & Fintechs to grow revenue from retail products by up 6X to while significantly accelerating customer acquisition.

Talk to an expert
Talk to an expert